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Rent-to-Own Furniture in Michigan & Indiana for Over 19 Years

For nearly two decades, ZSmart Furniture has been the name Michigan and Northern Indiana families rely on for rent-to-own furniture, from Grand Rapids to Elkhart and the communities in between. As a family-owned company with six locations across the region, we pair a big selection with the kind of service you only get from a hometown business, so you can furnish any space without paying it all upfront.

Furniture for Every Room

Whether you’re setting up your first place or refreshing a room that’s due for a change, ZSmart has furniture that fits your space and your style. Living room sets, sofas, sectionals, recliners, and accent tables make it easy to create a comfortable gathering spot. Dining sets bring the family together at mealtime. Bedroom furniture, including beds, dressers, nightstands, and chests, gives you a restful place to start and end your day. For work and study, home office desks and chairs help you set up a space that keeps you focused.

Quality Brands You Can Trust

We carry quality furniture from Ashley, one of the most recognized names in home furnishings. Ashley pieces are known for their style, comfort, and range of looks, from classic to modern, so you can find furniture that suits your home without paying the full price at once.

How Rent-to-Own Furniture Works

Rent-to-own lets you bring furniture home now and pay over time. You make manageable payments while you use your furniture, and you work toward owning it. There’s no need to save up for months or put a large purchase on a credit card. If you’d like to own it sooner, our 90 Days Same as Cash offer lets you own it in the first 90 days and pay only the cash price.

Own It in the First 90 Days and Pay Only the Cash Price

Every ZSmart Furniture location offers 90 Days Same as Cash on rent-to-own furniture. Pay it off within the first 90 days and you’ll owe only the cash price. If you need more time, you can keep making rent-to-own payments and continue working toward ownership.

Furniture Shopping Made Local

At ZSmart, you’ll find friendly, local teams in Benton Harbor, Dowagiac, Elkhart, Grand Rapids, Niles, and Sturgis who take the time to understand what you need. We’ll help you compare options, answer your questions, and make sure your new furniture works for your home and your budget.

Visit ZSmart Furniture Today

Pick the ZSmart store nearest you and see our rent-to-own furniture in person. Our team is ready to help you find the right pieces for every room.

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